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No doubt about it: Your late start on building a retirement is going to cost you. But
don't panic. You still have these 10 options for padding your golden years.
If you hate your card company, it may pay you to check out the cards with the most-satisfied users.
Employers are talking about ending contributions to workers'
retirement savings. If the talk becomes reality, don't panic. You can still grow a nice nest egg on your own.
Imagine if everyone controlled spending, paid down
debts and saved for
retirement. The immediate effects would be ugly, but eventually the new habits could pay off.